Entitled the Credit Crunch Blues, it's a wry look at the banking collapse from the perspective of Poor Joe/Jo Down On His/Her Luck... Lyrics: Bill Hudson Music: Cecil Zinyuku... Featuring: Zinyuku, vocals, electro-acoustic guitar, bass and percussion... Hudson: Harmonica, melodica, backing vocals, newsreading.. Dougie Brister: Electric guitar licks and inspiration... Recorded at Brutalise, April 2009, Huddersfield... ..... Peace, love and light, Bill Hudson