Quant eyes this: SPY QQQQ IWM MSFT TYC F INTC GE LVLT PFE BRCD SIRI SLB CSCO SUNW MRVL ORCL XOM XLF PMCS T BAC EMC SBOX SMVW YHOO http://en.wikipedia.org/wiki/Sharpe_ratio http://bearmarketcentral.com/mutualfunds.htm and we flounder.